LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$108,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$3,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$24.80
$24.80
$24.80
$25.20
$26.00
$26.80
$28.00
$28.40
$30.00
$31.20
$32.40
$33.20
$35.20
$36.40
$38.40
$40.40
$42.00
$43.20
$45.20
$46.80
$49.20
$52.00
$54.00
$57.20
$59.20
$62.40
$65.60
$70.40
$74.00
$78.40
$84.00
$90.00
$98.00
$105.60
$114.80
$128.40
$141.20
$156.00
$171.20
$189.20
$208.00
$230.40
$254.40
$281.20
$308.40
$371.20
$405.60
$443.60
$485.60
$530.40
$580.80
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$216,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$37.20
$37.20
$37.20
$37.80
$39.00
$40.20
$42.00
$42.60
$45.00
$46.80
$48.60
$49.80
$52.80
$54.60
$57.60
$60.60
$63.00
$64.80
$67.80
$70.20
$73.80
$78.00
$81.00
$85.80
$88.80
$93.60
$98.40
$105.60
$111.00
$117.60
$126.00
$135.00
$147.00
$158.40
$172.20
$192.60
$211.80
$234.00
$256.80
$283.80
$312.00
$345.60
$381.60
$421.80
$462.60
$556.80
$608.40
$665.40
$728.40
$795.60
$871.20
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$432,000
|
Benefit Duration
|
6 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$46.50
$46.50
$46.50
$47.25
$48.75
$50.25
$52.50
$53.25
$56.25
$58.50
$60.75
$62.25
$66.00
$68.25
$72.00
$75.75
$78.75
$81.00
$84.75
$87.75
$92.25
$97.50
$101.25
$107.25
$111.00
$117.00
$123.00
$132.00
$138.75
$147.00
$157.50
$168.75
$183.75
$198.00
$215.25
$240.75
$264.75
$292.50
$321.00
$354.75
$390.00
$432.00
$477.00
$527.25
$578.25
$696.00
$760.50
$831.75
$910.50
$994.50
$1,089.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov